Senior Navigator walks employees through the same process a professional senior care advisor would — evaluating needs, estimating costs, and building a funding plan. No expertise required.
The guided care assessment evaluates 27+ health and functional dimensions — cognition, mobility, daily living activities, fall risk, medication management, and more. It mirrors the intake process a professional senior care advisor uses, but employees can complete it on their own in about 10 minutes.
The result is a personalized care recommendation with a clear explanation of why that level of care fits — not a generic checklist.
Generic cost ranges aren't helpful when you're trying to have a real conversation with siblings about paying for Mom's care. Senior Navigator calculates location-adjusted costs based on the employee's parent's ZIP code, recommended care type, and specific needs.
For facility care, it factors in room type preferences. For in-home care, it calculates hourly projections based on the level of assistance needed. The numbers are real and specific — not national averages.
Knowing the cost is only half the equation. The financial planning module walks employees through their parent's income, savings, investments, long-term care insurance, VA benefits eligibility, Medicaid considerations, and housing equity — then builds a timeline showing how long current resources will cover care costs.
It surfaces options most families don't know about: reverse mortgage scenarios, benefit programs they may qualify for, and strategies for extending how long savings will last.
Because this step involves sensitive financial details, employees are asked to create a free account before proceeding — a simple step that protects their information with a secure login. They can sign in with Google, Apple, or Facebook, or create an account with just an email address.
When an employee is ready to take the next step — whether that's touring facilities, hiring a caregiver, or just talking through options with someone who's done this thousands of times — they can request a free consultation with a senior care advisor.
The advisor already has context from the employee's care plan, so the conversation starts from a place of understanding rather than square one. There's no pressure, no sales pitch, and the family initiates the request on their own terms. Requesting a consultation requires a free account so the advisor has a way to reach the employee.
| Google / Generic | EAP Referral | Senior Navigator | |
|---|---|---|---|
| Needs assessment | Self-guided research | Phone screening | Clinically informed, 27+ dimensions |
| Cost estimate | National averages | Not provided | ZIP-code adjusted, care-specific |
| Financial plan | Not available | Not available | Income, assets, benefits, timeline |
| Next steps | More searching | 3 provider names | Advisor with full care plan context |
| Time to value | Hours to days | Days to weeks | ~15 minutes |
| Privacy | Varies | Reported to employer | HIPAA-compliant, no employer access |
Senior Navigator was designed by a healthcare technology executive who spent over a decade building digital benefits platforms — including guided decision tools for Medicare and employer plan selection used by millions of employees. The same product design principles that power enterprise benefits administration are embedded in every step of the Senior Navigator experience.